Rates & Fees

At Satisfac we aim to provide our members with competitive value on interest rates and to keep our transaction fees to a minimum. Using our services wisely will allow you to avoid transaction fees altogether.

Free Services

  • No account keeping fees
  • Cash and cheque deposits at Satisfac offices and Bank@Post (giroPost)
  • Purchases made on VISA card (but not cash advances at other financial institutions or overseas ATMs)
  • Cash withdrawals at any Satisfac Branch or
    Satisfac-owned ATM
  • Transfers to any Satisfac accounts
  • Direct credits and payroll credits wholly or in part

No up-front registration fees for:

  • TeleService - personal banking by telephone
  • Internet Banking Service
  • Internet & telephone Bpay

Limited Free Transactions

All members receive an allowance of free cash and Eftpos withdrawals each month before Excess Withdrawal Fees apply. See Fees Schedule for deposit accounts.

Third Party Charges

Many of the fees and charges we pass on to our Members are imposed on Satisfac by third parties.

Product Interest Rates

To see the interest rate of a particular product or it's fees and charges select from the links on the right.

 

 

 

Before acquiring a product we recommend you read the terms & conditions. The product terms & conditions can be found in the associated product area of the website (eg Christmas Savings account under 'Savings & Investments') or in the relevant 'Conditions of Use' and 'Financial Services Guide' which you can download through the Forms & Publications link below.