Satisfac - Fees and Rates

Savings & Investment Rates

Click on a savings and investment type to expand and collapse the rates.

Before acquiring a product we recommend you read the terms & conditions. The product terms & conditions can be found in the associated product area of the website (eg Christmas Savings account under 'Savings & Investments') or in the relevant 'Conditions of Use' and 'Financial Services Guide' which you can download through the Forms & Publications link below.

+ Everyday Transaction Accounts

+ Savings Accounts

Christmas Savings (S5) - Rates

Balance Tiers		% pa
Less than $500		2.10
$500 and over		2.60

Achievement (S7) - Rates

Balance Tiers		% pa
Less than $5,000		1.65
$5,000 to less than $20,000		2.40
$20,000 to less than $50,000		3.40
$50,000 and over		3.65

Bonus Savings (S8) - Rates

Balance Tiers		% pa
Less than $5,000		1.15
- less than $5,000 with bonus		4.15
$5,000 to less than $10,000		1.40
- $5,000 to less than $10,000 with bonus		4.40
$10,000 to less than $20,000		1.65
- $10,000 to less than $20,000 with bonus		4.65
$20,000 and over		2.15
- $20,000 and over with bonus		5.15

Young Achievers (S9) - Rates

Balance Tiers		% pa
Less than $500		3.00
- less than $500 with bonus		4.50
$500 to less than $5,000		3.50
- $500 to less than $5,000 with bonus		5.00
$5,000 and over		4.00
- $5,000 and over with bonus		5.50

Student Teachers (S14) - Rates

Balance Tiers		% pa
Less than $500		3.00
$500 to less than $5,000		3.50
$5,000 and over		4.00

Premium at Call (S43) - Rates

Balance Tiers		% pa
Less than $25,000		1.10
$25,000 to less than $50,000		3.60
$50,000 and over		4.10

Retirement Plus (S88) - Rates

Balance Tiers		% pa
Portion less than $39,400		4.05
Portion from $39,400 to less than $75,000		6.05
Portion over $75,000		6.35

MaxiNET Online Savings (S11) - Rates

Balance Tiers		% pa
Less than $5,000		5.35
- less than $5,000 with bonus		6.10
$5,000 and more		5.85
- $5,000 and more with bonus		6.60

+ Special Accounts

+ Accelerator Term Deposit

Notes:
Minimum deposit applies.
Interest rates increase periodically.
Interest can be reinvested, paid by cheque to account holder or credited to a Satisfac savings account. See Savings & Investments product information for full details.

Accelerator 24mth (I6) - Rates

Quarters		% pa
1st quarter		3.75
2nd quarter		4.75
3rd quarter		6.50
4th quarter		7.50
Average annual yield		5.90

Accelerator 12mth (I7) - Rates

Quarters		% pa
1st quarter		3.50
2nd quarter		4.50
3rd quarter		6.25
4th quarter		7.25
Overall yield		5.50

Accelerator Plus (I88) - Rates

Quarters		% pa
1st quarter		3.75
2nd quarter		4.75
3rd quarter		6.50
4th quarter		7.50
Overall yield		5.75

+ Standard Term Deposits

Notes:
Minimum investment $5,000.
Minimum term 3 months.
Yield refers to the effective interest rate if interest is reinvested over the term of the investment.

3 Months Term Deposit (I5) - Rates

%pa		Balance Tiers
$5,000 to less than $25,000		5.60
$25,000 to less than $100,000		6.00
$100,000 or more		6.10

6 Months Term Deposit (I5) - Rates

%pa		Balance Tiers
$5,000 to less than $25,000		5.60
$25,000 to less than $100,000		6.00
$100,000 or more		6.10

9 Months Term Deposit (I5) - Rates

%pa		Balance Tiers
$5,000 to less than $25,000		5.60
$25,000 to less than $100,000		6.00
$100,000 or more		6.10

12 Months Term Deposit (I5) - Rates

%pa		Balance Tiers
$5,000 to less than $25,000		5.60
- paid half yearly, yield equals		5.68
$25,000 to less than $100,000		6.00
- paid half yearly, yield equals		6.09
$100,000 or more		6.10
- paid half yearly, yield equals		6.19

24 Months Term Deposit (I5) - Rates

%pa		Balance Tiers
$5,000 to less than $25,000		6.00
- paid half yearly, yield equals		6.28
$25,000 to less than $100,000		6.00
- paid half yearly, yield equals		6.28
$100,000 or more		6.10
- paid half yearly, yield equals		6.38

+ Regular Income Term Investments

Saving & Investment Rates

Loan Rates

Fees & Charges - Service Fees

Fees & Charges - Loan Fees